AML & Compliance

1. Anti-Money Laundering (AML) Policy

Kunfupay is committed to preventing money laundering and terrorist financing. We implement controls based on the recommendations of the FATF (Financial Action Task Force).

2. KYC Verification

2.1 Verification Levels

We operate with a tiered verification system:

• Tier 1: Verified email and phone (basic limits)
• Tier 2: Identity document + selfie (full limits)
• Tier 3: Additional verification for high volume

2.2 Accepted Documents

• Valid passport
• National Identity Document
• Driver's license (depending on jurisdiction)
• Recent proof of address

3. Transaction Monitoring

We implement automated systems to detect suspicious patterns, unusual transactions, and high-risk behaviors. Alerts are manually reviewed by our compliance team.

4. Geographic Restrictions

We do not operate in OFAC-sanctioned countries, including but not limited to: North Korea, Iran, Syria, Crimea, Cuba. We reserve the right to restrict access from high-risk jurisdictions.

5. Reporting

We comply with reporting obligations to competent authorities as required by law. We cooperate with legitimate investigations by government authorities.

6. Compliance Contact