Privacy Policy

1. Information We Collect

We collect the following categories of personal information, depending on how you interact with us. We do not request or knowingly collect sensitive personal information (such as government identifiers or financial account credentials) unless you voluntarily provide it:

• <strong>Identifiers:</strong> name, email address, phone number, and similar contact details you provide through our forms.
• <strong>Commercial information:</strong> records of products or services you have purchased, obtained, or considered.
• <strong>Internet or network activity:</strong> browsing data, pages viewed, referring URLs, and interactions with our website, collected through cookies and similar technologies.
• <strong>Geolocation data:</strong> approximate location derived from your IP address.
• <strong>Device and technical information:</strong> IP address, browser type, operating system, and device identifiers.

2. How We Use Your Information

We use your personal information to provide and operate our services; respond to your inquiries and requests; process and fulfill transactions; send you service-related and, where permitted, marketing communications; personalize and improve our website and content; conduct analytics and statistical analysis; prevent fraud and ensure security; and comply with our legal obligations. We process your information only for the purposes described in this Policy or as otherwise disclosed to you at the time of collection.

3. How We Share Your Information

We do not sell your personal information for money, and we do not share it for cross-context behavioral advertising. We may disclose your personal information in the following circumstances:

• Service providers: with vendors and processors who perform services on our behalf (such as hosting, analytics, email delivery, and customer support), under contractual confidentiality and data-protection obligations.
• Legal compliance: when required to comply with applicable law, regulation, legal process, or an enforceable governmental request.
• Business transfers: in connection with a merger, acquisition, financing, or sale of all or part of our assets.
• With your consent: in any other case for which we obtain your authorization.

4. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to operate, secure, analyze, and improve our services.

Cookies are small text files stored on your device. We use strictly necessary cookies required for the website to function, as well as analytics cookies that help us understand how visitors interact with our site.

You can manage or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of the website.

For more detailed information about the cookies we use, please review our Cookie Policy.

5. Data Security and Retention

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

Our website uses SSL/TLS encryption to protect data transmitted between your device and our servers.

We retain your personal information only for as long as necessary to fulfill the purposes described in this Policy, generally up to 24 months from your last interaction, unless a longer retention period is required by law or to resolve disputes and enforce our agreements.

No method of transmission over the internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

In the event of a data breach that is likely to result in a high risk to your rights, we will notify affected individuals and the relevant authorities as required by applicable law.

6. Your Privacy Rights

Depending on your state of residence, you may have the following rights regarding your personal information. California residents, in particular, have specific rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA):

• Right to know: request disclosure of the categories and specific pieces of personal information we have collected about you, the sources, the purposes, and the third parties with whom we share it.
• Right to delete: request deletion of the personal information we have collected from you, subject to certain exceptions.
• Right to correct: request correction of inaccurate personal information we maintain about you.
• Right to opt out of sale or sharing: we do not sell or share your personal information for cross-context behavioral advertising. If this ever changes, you will be able to opt out.
• Right to non-discrimination: you will not receive discriminatory treatment for exercising any of your privacy rights.

To exercise any of these rights, contact us at contacto@kunfupay.com. We will respond to verifiable requests within the timeframe required by applicable law. We may need to verify your identity before processing your request, and you may designate an authorized agent to make a request on your behalf.

7. Third-Party Links

Our website may contain links to third-party websites or services that we do not operate or control. This Policy does not apply to those third parties, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party site you visit.

8. Children's Privacy

Our website and services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us at contacto@kunfupay.com and we will take steps to delete it.

9. Changes to This Policy and Acceptance

Your use of our website and services constitutes your acceptance of this Privacy Policy. If you do not agree with this Policy, please do not use our website or services.

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. The updated version will be indicated by a revised "last updated" date and will take effect as soon as it is posted. We encourage you to review this Policy periodically.